Fire insurance gives the insured the requisite financial protection against assets acquired during his/her lifetime so that in the event of any misfortune the insured would be put in the same financial position he/she enjoyed just before the loss.

The Individuals need Fire Insurance as protection against his/her property including buildings, household goods and personal effects.

The Organization including Commercial and Industrial entity could insure its buildings, plant, machinery and equipment, stock of raw materials, finished goods and profits. The Policy Can Cover Building (Including Plinth And Foundation), Plant And Machinery, Stocks, Furniture, Fixtures And Fittings And Other Contents.

The standard cover is a named-peril policy covering following named perils:

• Fire
• Lightning
• Explosion / Implosion
• Aircraft Damage
• Riot, Strike, Malicious
• Damages (RSMD)
• Storm, Tempest, Cyclone, Typhoon, Hurricane, Tornodo, flood, inundation (STFI)
• Impact damage by any rail/ road/ vehicle/ animal (other than own)
• Bursting and/or overflowing of Water Tanks, Apparatus and Pipes
• Leakage from Automatic Sprinkler Installations