Health insurance pays your private medical and hospital expenses when you or your family need health care. A health insurance plan will cover the cost of hospital accommodation and provide quicker access to health services and treatment. When medical inflation in India is rising faster, battling medical emergencies can lead to financial hardships. Medical insurance will provide the necessary financial protection in the time of need. Above all, health insurance plans give complete protection by covering various medical expenses apart from hefty hospital bills, thus safeguarding your precious savings.

Health insurance companies offer a range of policies from basic cover to premium plus plans.

Health insurance benefits includes general hospital accommodation, mental health, and overnight stays, out-patient services like day case surgery and treatment that takes place in the hospital, but doesn’t require an overnight stay.